real world assets · on-chain

Liquidity where there has never been any

The middle layer of companies holds real assets and a working cash flow, but has no access to the capital market. A bank looks for classic collateral, an exchange for scale. Between them lies a gap, and most technology companies sit inside it.

Holdmark digitises their assets, verifies the data at the source, relays it on-chain through an oracle, values it and turns it into a financial instrument that can be bought in fractions.

An asset without a market.

Working equipment, signed contracts, future revenue: all of it is value that can be made liquid and financed against.

A verifiable data flow.

The instrument rests on asset indicators confirmed at the source, recorded on-chain and open for any investor to inspect.

Access to financing.

The entry threshold for an investor is from ₸10,000 (a fraction of the instrument). For the issuer it is financing without entering the classic public market.

Why we start with IT

The technology sector is the most digitised of all. Data on subscription revenue, compute utilisation and contract status already exists in machine-readable form; it does not have to be collected by hand.

two tracks

Two tracks of the platform

Tokenising real world assets works as a business in its own right and funds both tracks in the early years. In parallel, the infrastructure for investing in human capital is built. At the convergence point both models switch on.

Track 01 · Real world assets

  1. 01Valuation methodology agreed with the regulator
  2. 02Pilot issues supervised within the sandbox
  3. 03Infrastructure partnerships: KYC, bank, distribution, custody
  4. 04Platform MVP for one specific asset class
  5. 05Revenue and a proven model
  6. 06Scaling the model to new issues and industries
  7. 07Entering CIS countries with comparable regulation: licences, a pilot issue, an audit by the local regulator
  8. 08Entering the markets of the Middle East and Asia

Track 02 · Human capital

  1. 01Partnerships with schools, universities and organisations that hold achievement records
  2. 02Integrations and a single base of verified achievements
  3. 03The oracle: relaying achievements and the score on-chain
  4. 04Scoring and an AI model for each group
  5. 05Methodology and a legal regime for tokenising human capital, developed together with the regulator
  6. 06Platform launch: the first person finds an investor

The convergence point

By that point we hold agreed methodologies for both asset classes, working cases, licences and shared infrastructure: the blockchain layer, the oracle network, partnerships with exchanges, banks and custodians, integrations with educational and sports organisations. Company tokenisation reaches volume, human-capital tokenisation brings its first revenue.

Let us discuss how tokenization can work for you

If your company has a verifiable cash flow or collateral — write to us. If you are an investor or a partner and want to follow the platform as it grows — write too.

Contact us