A verifiable profile
Holdmark gathers verified achievements into a single score that lives on-chain as a checkable digital profile.
Human capital · in development
Humancapitaltokenization
Holdmark's next direction: a person's achievements, verified at the source, as the basis for investing in them.
Concept
Investing in people, not companies
We digitise the achievements of school and university students, turn them into a verifiable on-chain score, and open it to investors.
Olympiad wins, grades, test scores, sporting results, projects and grants are scattered across certificates and PDFs today: they cannot be checked in one click, compared, or used as grounds for financing. That is value without a market.
Opportunities for people
A person’s achievements are an asset
We make it visible and investable.
Financing for education and projects
An investor sees transparent profiles and can finance the education or the project of one person or a whole group, in exchange for a share of future income or at a fixed rate with repayment.
Capital without collateral
For the person it is capital without collateral and without personal debt; for the investor, access to a new asset class.
Where the data comes from
Verified data for every person
Data is not self-declared by the user — it is verified at the source. Every fact is signed by the organisation that issued it and recorded on-chain.
Sources
- Universities and schools — grades, GPA, diplomas
- Testing centres — UNT, SAT, IELTS
- Olympiad committees — wins and prize places
- Sports organisations — statistics and results
- Tech parks and accelerators — grants, programme participation, residency
- Employers and platforms — projects, code, portfolio
How a source is connected
- 01
Partnership agreement
- 02
Audit of the existing data
- 03
Technical integration: API or a secure portal
- 04
The organisation signs its records with its own key
How it is scored
One rating built from verifiable data
The score is assembled from several groups of indicators, each carrying its own weight. Different trajectories — an IT track, sport and others — are scored by different models. The formulas and the weights are not disclosed publicly.
Holdmark Score
91/100
demonstration data
Score anatomy
T1 — an official data operator · T2 — an organisation with a checkable public database · T3 — unconfirmed, excluded from the calculation
Principles
What the direction rests on
These rules hold for every person and every data source.
Participation is voluntary only
A person joins the platform only by their own decision.
Data is verified at the source
The platform does not take achievements on trust: every fact is signed by the organisation that issued it.
The person decides what to open
Which verified data investors see is chosen by the person.
Status
A direction in development, not a live product
The real-asset direction generates revenue and the first issuances. The human-capital direction creates a market that does not exist today. Both develop in parallel on shared infrastructure: the oracle, data verification, the regulatory perimeter.
Become a data source
If you represent a school, a university, an accelerator or an employer and are ready to connect a data source — write to us. Tell us what data you hold and in what form.